Pioneer Military Loans is under new ownership and is now Pioneer Military Credit. Having served the financial needs of the military for more than 30 years, we get military life and are honored to provide access to responsible personal loans to members of the United States Armed Forces. Active duty military of all ranks and from all branches are eligible to apply.
Whether you need help with paying bills, gear for deployment, an upcoming PCS move, or an unexpected financial emergency, Pioneer Military Credit is here for you.
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All ranks and branches
Having helped 1.5 million military members over a 30-year period, Pioneer is now under new ownership and is honored to again support the financial needs of military families. All active duty ranks and branches are currently eligible to apply, and Pioneer Military Credit will soon be accepting applications from career retired military (20+ years of service).
Pioneer has been a leader in military financial services for over three decades and is credited with several firsts in the military loan industry. In 1986, Pioneer became the first stateside lender with an exclusive focus on personal loans for military personnel. Pioneer was quick to leverage the internet, becoming the first personal military lender to offer fully online applications. As an early supporter of regulations to protect service members from predatory lending practices, Pioneer was the first military lender to offer a 15-day, no-cost return guarantee.
Pioneer Military Credit is committed to compliant and honest business practices. Through its partnership with Lead Bank, member FDIC, it offers access to personal loans exclusively for United States military personnel.
There are no hidden fees, no prepayment penalties, and no mandatory repayment methods required. All loans offered through Pioneer Military Credit are fully compliant with the Military Lending Act (MLA) and The Servicemembers Civil Relief Act (SCRA).
Plus, with Pioneer Military Credit, there are no requirements to have an existing banking relationship or restrictions on where your loan proceeds are deposited. With Pioneer, you stay in charge of your loan.
Our online application and self-service customer interfaces were designed exclusively for military customers with speed and security in mind. With secure technology and automation, the military can submit loan applications in a matter of minutes, and in most cases receive an instant decision.
All you need is an internet connection and a computer or smartphone to apply or manage your account 24/7/365, wherever you are. Beyond smart technology, you can still call and talk directly with a friendly and knowledgeable military financial specialist.
Loans are available from $500 to $10,000 in terms from 6-36 months. Our easy online application allows service members to apply from any location, whether stationed stateside or deployed overseas. To ensure a loan is in your best interest, we require a credit check and also report to credit bureaus to help you build your credit history.
There are no restrictions on how you can use the loan. We understand the unique challenges of military life and have designed military loans for any need or want. A loan could help you with:
